same same but different
its combined in the sense you can use any of the 7 major bank
account, not just DBS
but there is no dedicated app like Paylah, you use your own bank
de mobile app or ebanking, type in the nric or mobile number, the
money get transferred to the bank account which your payee has
already registered
i like this concept because people always get the bank account
number wrong, but mobile number and nric has less chances of
error
best its riding on the FAST network, so you money get
transferred in seconds literally