you cant be a scholar if you dont have a degree. period.
anyway, let's do some counting. a guy finishes JC and enters NS at
19; finishes NS at 21 and goes to Uni; finishes Uni at 25. If he so
chooses to sign on then, he will be a CPT, because he has a basic
degree.
so there's really no big deal with that.
on the other hand, a poly student finishes poly and enters NS at
20; finishes NS at 22. If he chooses to sign on then, he will be a
LTA. And even for scheme A officers (without degree), they can get
their CPTs in around 5 yrs, i.e. he will become a CPT at around
27.
so there's no big deal with that too. 