"The good thing is that if you do not take a degree and you earn
less than 2k a month, you can chose to be single forever and do a
simple no stress job. You do not have to support your parents as
they have enough savings for themself.
So will you take a degree when you know there are so many odds
against you?"
1) You sure you will have no stress?
2) Why would taking a degree put so many odds against you? What
are you afraid of?
"You are afraid that you might fail your degree and waste all
your money and time."
If you think you do not have the capability to take, agreed, no
need to waste your time and money. But also nothing to complain
right? Look for something else to do!
A uni degree while being an excellent stepping stone, doesn't
guarantee anything else!
"Even if you pass your degree, there is a possibility that you
can't find a better job."
Even if you do not take a degree, there is a possibility that
you get retrenched and can't find any job at all.
"You can only work and study part time. You can't afford to
study full time."
Why not? Even if your CPF does not have enough, the government
has liased with the banks to offer interest free (for the uni
years) loan for your education.
"You take a very big risk as taking a degree is very expensive
and you do not come from a rich family."
"You earn less than 2k a month and you have to pay yourself if
you take a degree."
And you earn near 3k or more a month if you have a degree. Who
cares what you earn before or what your position was? Monthly
salary is all that matters for you right?
Conclusion:
Just do what you think is right. Life is too short for you to think
too long.
The above 2 sentences are what made me re-consider taking a PhD
come Jan 2013. Will I be able to find any work? Or will it be
useful? Will I pass it? I seriously don't know, but I'm giving it
serious consideration, and there will be a high chance I will apply
for it.