$$ problem

last SG · 2004-09-02T16:09:18+00:00

That's a nice one I heard mine when I was in Disney...it is part of the Wishes performance.. i.c.y

icyprincess SG

Din come in for a few days already...miss this place...

So now I got a big problem again...haiz...sorry lor I always come in here to rant only...

Now my big problem is about $$. Yes, you read right. I have a very big bill to settle in my credit card bill (nearly 1700) and I only have 1200 in my bank. I can overdraft from my bank but they will charge me intrest lor ($28 for 7 days and then $5 per day after dat..sigh) So my credit card bill is due tomorrow...I guess I can pay la but what about the overdraft? I am working now but my check wun come out until like Sept. 13. I am trying to sell some of my stuff thru Ebay but only got one item got sold for like 80 bucks. The rest like din meet my reserve price and I contacted some of the bidders but they all like no reply. Maybe no interest in the item already lor. So now I am in big problem lor. Anyone can help me?

i.c.y

shirurinu SG

y dun u pay the minimum amount? y must settle the whole amt leh?

joker105 SG

lend from friends or family member loh…

SnowFlag SG

x2

Better than taking the overdraft Wink

InnoHippo SG

go home and face the music .... bill will be settled somehow Wink

icyprincess SG

I cannot ask from my parents..first they dun have that much money and it will take a few days to send it over here...

Frens like quite paiseh...they all also having financial problems...

i can pay the minimum amount...but then I will get charged interest by my credit card...

haihz...

i.c.y

shirurinu SG

I have a cc bill to settle of 1000 bucks every month... and the Ikea Friends credit of 1500...

but i pay $200-$500 each month or each acc... depending on my expenses that month.. and not to spend on that credit card anymore.. should be over very soon lo....

i'm more comfortable in this way lo... rather than settling in full amt when i know i could not afford it... anyway... the interest is not really a lot.... i felt...

icyprincess SG

I am going to call my credit card company to ask how much si the interest...sigh...this has never happened to me before lor..

i.c.y

SnowFlag SG

I only use credit card when I know I have the money in the bank to pay it Mr. Green

amuletgurl SG

i dun think u have much option here,just pay for the interest lor Neutral

icyprincess SG

yea i know..this shud teach me a lesson on how not to overspend *sigh*

I usually stay within my money limit in the bank but sumhow I went overboard this time. Maybe because of my recent trips lor. So now I am suffering the consequences...

i.c.y

SnowFlag SG

xian tian hou ku

sorry, i m very unfeeling Mr. Green

shirurinu SG

depending.. some is 1% per month...some is 2% permonth? which CC are u using? mayb i will know

icyprincess SG

It is my fault..I admit that...

Can't even call the card company..they said their website is down 8sigh* Everything is going against me....

i.c.y

Axelheat755 SG

Do this and u may feel better...

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Laughing

icyprincess SG

Using Amex Blue for Student I think...they said interest rate very high one...

Crying or Very sad

i.c.y

icyprincess SG

Laughing [/b][/quote]

Haha is dat a scene from God of Cookery? I have that movie....mebbe I shud rewatch it soon....

i.c.y

shirurinu SG

i think u can slowly repay la... even if they charge u 3% a month(Which is calculated at the highest rate).... Its $51 for $1700... usually its not more than that 1 la.... so dun have to worry about the interest u have to pay..

If paying the interest can make ur life easier as u dun have to fork out so much cash... y not lo....

icyprincess SG

I can pay off 1200 la..so will still be left with 500 in my credit card...

i.c.y

SnowFlag SG

Remember to leave some money for your daily expense hor Neutral