There you go, people today are more educated and enlighted, they
can buy any insurance product thru the net, i just brought my
travel insurance on net within 3 minutes to HK, Guandong and
Bangkok. Most do not need an agent anymore. And with
knowledge, most are more careful, on top of that, life and
death insurance are saturated with so many insurance companies,
medical insurance are already in place thru CPF and companies they
work in. I do not forseen insurance as a prospect for the
future.
