Firstly it is not 'You' who have the karma.
Something I posted in this topic:
Originally posted by An Eternal Now:
As you know, in Buddhism everyone is empty of Self and the
so-called Self can be broken down into 5 components, that which we
call the 5 Skhandas.
In particular, it is Volition of the 5 Skhandas that causes
Karma.
"Mere suffering is, not any sufferer is found
The deeds exist, but no performer of the deeds:
Nibbana is, but not the man that enters it,
The path is, but no wanderer is to be seen.
No doer of the deeds is
found,
No one who ever reaps their fruits,
Empty phenomena roll on,
This view alone is right and true.
No god, no Brahma, may be called,
The maker of this wheel of life,
Empty phenomena roll on,
Dependent on conditions all."
- Visuddhimagga XVI 90
Of course it doesn't mean there is no karma, just that it is not
the 'self' that receives karma and the 'self' that creates
karma.
But consciousness is propelled by causes and conditions into
manifestation (karma). Karmic seeds latent in the 8th consciousness
will ripen when the conditions are met.
BUT... when we talk about conventional reality, we can say "KARMA -
nobody but you yourself is in control of your fate". [/b]
Yamizi made a good point that there is Conditioned Will, not
absolute free will or no will. What is this Conditioned Will called
in terms of Buddhism? Volition. Part of the 5 Skhandas... which are
all conditioned phenomena which makes up what one conventionally
perceives as an individual self. Volition plants karmic seeds in
the 8th consciousness, also known as the storehouse
consciousness.