dear need-help , a sincere advice to you for a buddhist who
practice chanting Buddha name
first ,you should understand that attachment to the present is not
correct ,because it is true ,now is the downturn of the economy ,
so u wont see the benefits now
secondly , do have faith in Buddha name and concentration is
important
somtimes i heard people chanting Amitabha and also other Buddha
name like Medicine Buddha , Vairocana Buddha ,so many and one's
mind is never in saturation .Without saturation ,how would your
mind transform problem into solution
let me tell you my practise .I am only acquainted with Pureland
practice of Amitabha 5/6 years ago .I know the volume of my
chanting isnt enough now , as now I also encountering difficulties
in life and career .
But...
It doesnt deter me from continue to chant Amitabha Name .Because I
also encountered problem which only can be resolved by "letting go
"
and Chanting Amitabha name .Which Amitabha help me
unconsciously
thirdly ,do not view your problems as difficulties.Appreciate your
difficulties
who knows when you are starting out to be lucky , you may have more
problems ahead ,in terms of wealth ,fame and possession
rich man is worried about the loss of wealth
poor man is concerned about the turn of luck
so they are in fact suffering ,same as I do
thanks paperflower for pointing some consolation which i penned
here under the third point 
do start to learn more abt the name YOU ARE CHANTING.I read up
about Amitabha and I can said I havent finished understanding
the
Greatness of His 48 vows and the Patriach(Hmmm , ring a 
maybe I will start to post on the Chinese Patriach of Pureland
Buddhism in my next posting)
in the meantime , do not self-despot , it wont help you .because
this could be a lull period of you.
What if the next few month ,you changed job and u got double this
pay .but you never take care of your mental health ,how ?
Its alrite to be grouchy , but do not let the mood spread your
whole day or weeks or month , it is not worthwhile .
my sincere inputs,
bohiruci