Still... on the issue of credit cards and banks.
When I was earning lots of moolah as an IT Consultant, yes I con
and then I insult, there was a period of time when everybody told
me, rex, you gotta get into unit trusts and financial investment.
Hence and therefore, I bought my first life insurance, TPD,
accident, hospitalisation, and concurrently I achieved my very own
credit-worthiness when I submitted my payslip to HSBC for a GOLD
card.
Two months later, I realised I got conned by HSBC, because my
friends were all using PLATINIUM Citibank cards.
Dog Gone It! How could I, a 2nd upper honours graduate, be using
a gold card when a 2nd lower is using a PLATINIUM ONE, it is like
Manchester United re-signing David Beckham while Arsenal re-bought
Thierry Henry.
Well, both are sh*tty players whom the whole world looks as if a
symbol of status, but David has gold hair while Thierry has nice
black... whatever.. the colour of the Platinium Card.
Eons after I gotten the credit card, I began buying on
installments, and before I knew it, I was in debt. Laptops are dirt
cheap when you only pay $150 per month, and they only start to mean
something when Lehmann Brothers came and your Nestleness got
retrenched and even milo looks expensive.
Hey. Stop this track, can you put on another record please?
Ah, this other record is better.
....... spin......
And there and then, somebody said, how to take care of your
credit card debts when you are out of a job... well, simple, cancel
it!
The nice girl, wow, Citibank counter girls wear black stockings
and are super spicy.. she told me that if you want to cancel your
credit card, I have to pay up all the outstanding debts. Well, I
ask, can I pay in one lump sum then? She replied, sorry no. If you
do so, will incur a penalty charge of $X. Then I said, what
then?
Well, she recommended, you can just cut your card up into two
and stop buying.
WOW.
That is, genuine wisdom.
Can I tear up your stockings into two, so that I can see your
toes? Come on, just your toes. I will stop after that, I
promise.
Love,
rex.