The thing is, you can use a form IR8A that reflects a 13k
monthly salary to get a credit card approval, but in actual, you
might not be taking that much anymore.
Ermm......
If you claim that you are making $13k monthly salary on your
IR8A ,you have to pay taxes for it.
Do you know how much taxes you have to pay for a $13k
monthly salary?
$14,940 in taxes. 