1st $3k goes into post sec education acct for further studies -
effectively only for local uni or poly depending on who.
2nd and 3rd $3k is into CPF
well .... it's all for you to spend, IF you spend the money
locally, I'm all for that ... if you allow the money to spend
anywhere any how you'll have people peeing that sum away at some
dubious "schools" or someone overseas would be running a scam where
they'll issue you a "cert" and charge you "school fees" and squeeze
out the edusave funds for you eh ...
if you don't get the spend the money by not studying locally,
it'll all eventually go into the CPF ordinary account anyways, eh
....