Which credit card are you using and why?

last SG · 2010-11-25T14:33:52+00:00

If income comes infrequently throughout the month, all the more should use cards, because cards group the payment at one shot, after all your income for the...

Tenzin SG

To start off:

OCBC Fairprice Plus for Grocery rebates

FireIce SG

DBS VISA DEBIT.

I BUY WAT I CAN AFFORD NW

I LIKE TO BE DEBT-FREE

BUT STANDBY CITIBANK FOR THE SHOPPING N MAKAN DEALS

βέτά SG

Citibank because it's Citi$1 for every $1 spent at Cold Storage, NTUC Fairprice, Giant, Guardian, etc.

ditzy SG

UOB singtel, I get direct rebates on my bills compared to the stupid uni$ or what smart$ that comes with it.

Also have a UOB One card, but I going to phase it out shortly, love the flash pay thing though. People take donkey years to clear the cashier, I just beep beep and I'm thru.

βέτά SG

UOB singtel, I get direct rebates on my bills compared to the stupid uni$ or what smart$ that comes with it.

Also have a UOB One card, but I going to phase it out shortly, love the flash pay thing though. People take donkey years to clear the cashier, I just beep beep and I'm thru.

If I happen to find your card, it would be easy for me to beep beep thru also.

ditzy SG

If I happen to find your card, it would be easy for me to beep beep thru also.

True, but that beep beep thing doesn't allow transactions above $100. So you're going to have to beep beep a farking lot of times.

βέτά SG

True, but that beep beep thing doesn't allow transactions above $100. So you're going to have to beep beep a farking lot of times.

I make more beeps then.

Beep you dry.

Junyang700 SG

Cards I own

OCBC Fairprice Plus
- Linkpoints at NTUC Fairprice / GV Movie Deals ($7.50 / $8.50) + Popcorn Combo Of The Week / Dining Privileges

UOB Campus / Tx
- Cathay $6 & $8 Movie Tickets / Carls Junior Discount (Above $20) / Dining Privileges

Diners (Secret Recipe Co-brand) Card
- Credit Card, The rest are debits. Birthday cake vouchers given when you sign up.

Used to have Citibank Clear Card but I deleted it when they wanted to charge me $24 for annual subscription after one year.

Quinsy SG

Only Debit Card.

I choose to remain Debt Free.

likeyou SG

POSB everyday platinum master card.

The rest terminate.

No point having so many cards.

And nowadays cards dont need to see the salary scale?

parn SG

I have no credit cards.

likeyou SG

I have no credit cards.

Dont bluff lah.

In fact, credit cards are easily obtain nowadays right?

Zweiz SG

Only Debit Card.

I choose to remain Debt Free.

credit cards can be used for interest free instalment plans

Zweiz SG

oh on topic post: dbs visa for the monthly promotions.

used to have citibank but ditched it as their promotions suck

ChoCoChips SG

只用现金.

parn SG

Dont bluff lah.

In fact, credit cards are easily obtain nowadays right?

Bluff you for what?

No income, no credit card.

I only have debit card.

Rock^Star SG

no income still hanker after 30k diamond ring ah? eat shit and die la :)

airgrinder SG

One is only in debt if one is not able to settle the credit card by the cycle due date.

For those cards that charge u an annual fee, just call or email the bank to waive it.

I only bring my citi and uob card out.

parn SG

no income still hanker after 30k diamond ring ah? eat shit and die la :)

LOL!!! How does having no income relates to 30k diamond ring?

No wonder Singaporean guys like yourself are suffering from relationship failures and divorces, because they do not understand why they will never find true love with their cheap fuck mentality.

I realised how impossible it is for society failures like your kind to afford a mere 30k diamond ring.

ditzy SG

I always settle my cc bills on time, so I keep my records with the bank clean. In return, they don't charge me the annual fee, and waiver the cost of my card replacement, increasing my credit limit comes easy too.

As for interest free installments, I try never never to touch those, your cc bank will absolutely hate it, and they will not grant you anything good till you clear it.