TS it's good to plan.. but ultimately u must live ur life as
today...
i had a MAJOR career switch AFTER i was 30... started from
scratch, doing something i have no idea abt prior... just as bear
said it, if u r willing to learn, u won't starve...
frankly, at my age as a woman, i should be married with 2 kids,
prob stable in career... but i'm not. i won't say i don't worry at
all, yes i do remotely fear i'll grow old and die
alone in a rented flat...
but if i just worry all day, i prob haven't got out of my
depression and is very likely to have committed suicide by now...

Well, assuming addressing you as sista tare, hope you don't mind
as I know some ladies do not like it, I just had a discussion with
another planner.
He was telling me this:
http://www.lifeisgreat.com.sg/en/jsp/products/products/protection/totalshield.jsp
Whereby I can pay in cash and medisave to fully cover my mother,
and fully cover her medical expenses. I am not sure if he meant
100% of medical covered, including staying at private hospitals. I
hope it's true. Anyone want to comment or have ideas on what the
policy is?
For brother and sister, I should prepare a sum of cash for them,
just in case they need it.
Myself...... Perhaps I just worry too much. Cos I just dump my
money into stock market, don't want to look at it cos most likely
in the red. It will grow back eventually. :)
I hope, and pray, that I can do something I like as a job, and
that will be programming. It's what people call a SAT, student
attitude, but I am not a professional money maker, nor business
owner or any smart management person. Hopefully, 1 day my skills
are still usable. Till then, stay happy and try to worry less.
:)