jetta: oic. okay, usually if developers collaborate with a
bank/lender, the mortgage rates are pretty attractive and below
market or over the counter rates. i don't know how these programs
that you mentioned can tie in with your developer's lender leh. if
you choose to use other lenders or program, i think that 10k
discount will not apply already, right?
and then ah, yes, the upgrades are done by developers and sometimes
cost more than if you get your own contractors. but why would it
affect your warranty. in ontario, we have an excellent ontario new
home warranty program. the upgrades do not affect the structural
building isn't it? only like flooring, backsplash, cabinets, blah,
blah. besides, sometimes builder do not rough-in central vac or
air-conditioning so one may need to get outside contractor.
sign here, sign there...yah, also like that. but we have to let our
lawyers who does the closing vet the documents before we sign.
closings are usually done by lawyers of both parties. not the same
over there?
i think, if you cancel your offer, you will lose your down leh. but
over here hor, even if you put your down with no conditions, you
still have like five days to cancel without penalty leh.
anyways, think about it again. for me, if i don't feel comfortable,
i will not go through and would rather forgo the down. but if down
is like 20% then boh pian lah. move in then sell later lah. but
then sell also kena pay agents commission so maybe at the end of
the day LPPL leh. what you think? either way, also will lose money,
right?
