Owning your first home!

Croaking_Toad SG

Just curious about this:

Previously, there was a trend among newlyweds to get a 3-room HDB as most of us did not want to be tied down by mortgage repayments.

Maybe after a year or two when children come into the picture, upgrading is necessary.

Is this trend still on-going now? Or is it just better to just go for the largest where one's budget allows?

Utilities rebates are inversely proportional to the size of the flat. Whereas SC&C charges are directly proportional to the size of the flat.

Opinions please.

Wanda SG

I very much doubt those utility rebates for selective months are going to make any dent anywhere. Laughing

Other than that, if you find a place that you really like and it's within your budget, then go for it.

elindra SG

I don't think most couples can pay off the mortgage for a 3 room flat in 2 years or even 5 years and if they intend to upgrade when children come into the picture, they might as well get a bigger flat. I don't think they will save much on utilities rebates and SC&C charges when they cost in the moving cost, renovations, time invested (opportunity costs) etc when you shift into a new flat.

The trend I see from my friends is that they get a 4 room or 5 room flat. One room is converted into a study and an empty spare room for future use when they have kids. This is what I did as well. Anyway in my opinion a 3 room flat is way too small Laughing Not enough space for me

av98m SG

Shocked *looks for empty Choya bottles*

elindra SG

BTW Rhonda, Chris asked if you can donate the empty Choya bottles to him Laughing

laurence82 SG

Why would he want that? Shocked

av98m SG

I found the empty bottles! Surprised *points below*

Picture: Partial view of Rhonda's empty Choya bottle collection.

elindra SG

Keep stuff
He thinks the bottles are pretty

laurence82 SG

Originally posted by av98m:

I found the empty bottles! *points below*

[b]Picture: Partial view of Rhonda's empty Choya bottle collection.[/b]

omg

Shocked

sbst275 SG

Originally posted by av98m:

I found the empty bottles! *points below*

[b]Picture: Partial view of Rhonda's empty Choya bottle collection.[/b]

OMG...

Rhon is into choya, as if it is plain water Laughing

av98m SG

I think I'm going to regret posting that pic when Rhonda finally hunts me down and kills me Shocked

Meia Gisborn SG

No, you're safe. You didn't post a picture of Leonard Nimoy. Mr. Green

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