Whether you are employed, contributing CPF.....
Or self employed, not contributing CPF....
Also must depend on your own financial planning lor.....
If you want to buy big house, take big loan, than want to drive
taxi, hoping can cover mortage loan every month, than prepare to
engage bowah services lor.....
Even you are employed, but pay is miserable, sometime monthly
contribution of CPF also cannot cover mortage loan lor.....
Is still very much depend on individual life style, no 10 years
series answer.....
at the end..... got answer like no answer
btw, you are best in doing this