You see, this Visa, Master is a very unique things.....
Consumers not happy, they only can fark their respective bank
only.....
They can't really fark Visa or Master upside down.....
And most bank issue credit card as a non secure loan, meaning
they grant you certain credit limit in order for you to spent your
future money.....
So as a consumers, fark the bank also no use, because
indirectly, you are "in debt" to them, you are their debtor you
know, so what you are a prompt payment customer, it only show you
don't over spent, becos the money in your credit card don't belong
to you, the bank will only classified you as a good customers, give
you some freebies lor......
So even certain merchants don't accept Visa or Master, we
consumers also lan lan, we should know where we really stand when
using all this credit card......
So be smart please, at least stand by cash to make sure you
won't fall into ugly scene.....
