Road in private condo don't belong to private road.....
Go google the meaning of Strata Title.....
Most insurance still cover within private condo's
compound.....
But some area like Marine Yard is "enter by your own
risk".....
Sometime you will encounter ridiculous pax wanted you to
drive them all the way to dry dock area, you have the right to
decline them.....
Because if anything happen within the yard, our insurance does
not cover, especially night time, drive into the sea you also won't
know.....
For this case, side collision, 50-50 lor.....
Than TS tia gong again.....