I guess when u want to max out your $2k penalty, u need to
really smash up the car, then its worthwhile
Accident resulting in total scrap of taxi is different story
hor...
If found out that accident is created delibrately, the case can
be big or can be small hor...
Like if act of god, tree fall onto your taxi than not your fault
la...
But if you purposely push your taxi into Singapore River, than
tua ki lor...