One of our customer had sent us an interesting video that he
managed to capture with his in car camera. Through us, he wishes to
inform fellow drivers to pay extreme attention to similar
setup.
I have taken a close look at this video and admits that I do
agrees with my customer on his view. Over the years, I have come
across a few cases of similar nature. For a long time I have
suspected that there are many possible fraudulent accident cases
but for the first time, I managed to get my hands on a possible
video to cement my thoughts.
Looking at this video from a professional position, i tried to
brainstorm a possible solution to advise the rear vehicle on his
possible recourse to this accident, however after pondering for a
while, I realized that it is almost impossible to have a justified
defense on the rear vehicle position. There is no way that any in
car camera could have captured any evidence to prove this is a
fraudulent staged accident. To further complicate the matter, I do
not think that the authorities or the insurance companies have the
abilities to be able to contact the driver to the 2nd Malaysian car
to investigate even if they suspect this to be a possible fraud.
Drawing from our company’s experience from operating in Malaysia’s
claim system, I think it is almost impossible for any variable
investigation to be carried out hence the possibility of similar
cases still happening across Singapore, even at the very minute you
are reading this blog.
In my view, there is a way to try to curb this problem for the
insurance companies. 1st is to narrow down the accomplices that are
operating in Singapore. For a fraud case to work, there must be a
company from Singapore submitting the case for the 2nd Malaysia
vehicle. If the insurance companies were to pull their data
together, I am sure they are able to see a pattern of claims
submitted from a few resources. From this information, they can
approach the matter from these few entities that are based in
Singapore.
Another tricky situation is that the claims are submitted
through a Malaysian company, However I believe this is quite
unlikely as there will be many logistic problems like transporting
the vehicle back to Malaysia for repair and surveying the vehicle
prior to repair as required by the law for claim in Singapore
I will not go into further details on how to counter these type
of problem as this article is meant for motorists to keep their
heads up while driving. My advise is to keep a safe distance from
any Malaysian vehicles while hopefully the authorities could find a
way to put an end to this problem.
-Leonard Chiu
Business Development Manager at Complete VMS
Pte Ltd