Just received a damn letter from POSB saying that my bank
account is overdrawn and they failed to deduct the annual charge of
$18.14 to my debit card. Because of that, POSB is charging me a
minimum of $20 interest once I deposit my savings back into my bank
account! I remember I did withdrew all my savings around the time
when POSB is trying to deduct the annual fee from my bank account
just because I owed NTUC $54 and NTUC always deduct money at that
time! Forgive me for doing that as I was conned out of signing up
as a member and the staff did not tell me about the monthly
charges! I was trying to leave when the NTUC staff approach me like
a pathetic beggar that I cannot refuse! I did not use the NTUC
membership card at all so I refuse to pay for it! Damn NTUC told me
that I had to pay up the $54 currently owed to them first and a
further $27 for the time it takes to cancel the membership!
Therefore, I did not cancel the membership! What jerk! Now I had
being conned!
If I failed to pay up the annual charge together with the
minimum interest which amounted to about $38, my debit card will be
terminated. I was thinking whether to let POSB terminate my card or
is it worth paying up the minimum sum of $38 to continue using my
card! I use paypal quite a lot!
If they did terminate my card, will I be barred from applying a
new card again?