Citibank is giving free credit card

keeptouch SG

Today afternoon when I walk past city hall mrt station where there is a citibank branch there, a guy from citibank ask me to take up the credit card.

He say its free. There are no charges and if I apply now, by evening I will be able to get my credit card already. He say there are no annual fees to be paid and no hidden cost too. All I have to do is to use my singpass to log into cpf website using their computer than I can apply for it already.

Have anybody try applying for this free credit card before?

I didn't apply it because I remember the age old saying that if anything sounds too good to be true than it probably is not true

Junyang700 SG

Free for students. Just have to sign up online or on the spot and submit relevant documents and the card will be delivered to you in 1-2 weeks time.

1 year free waiver. Subsequent year is $28 per year.

1st month paper statement is free. After which, charged. Can go online to cancel paper statement to avoid being charged.

Pay your bills through AXS. Allows you to pay 2-3 weeks after you charge. Have to pay within specified date, if not charge 28% extra on amount owned per day.

I applied for this card last year. Have heard of friend's friend who forgot to pay $100 bill payment and was charged extra $10 interest a week after he paid up.

Rooney9 SG

apply for credit card is free what. annual charges are usually free for 2 years. seldom people pay for credit card annual charges one. the credit limit for their card is not high, limit to $500 I think. if you use credit card, you need to pay back before its due.

keeptouch SG

I not student and its obvious cos I was wearing office attire but he still tell me its free

And he told me I can get my credit card in the evening not in 1 to 2 week time

Junyang700 SG

I not student and its obvious cos I was wearing office attire but he still tell me its free

And he told me I can get my credit card in the evening not in 1 to 2 week time

I see. They have a requirement of how much you should earn. Probably you exceed the amount required to get the card.

Probably the branch is near the Citibank Card Office, thats why for the fast response.

Suggest you login to
www.citibank.com.sg for more details would be better =)

FireIce SG

so which cc is tt?

Rooney9 SG

obviously its not platinum.

FireIce SG

now many banks oso giving out plat cards like nobardie's business liao

Kenashi SG

yalor

every card that they are offering is plat nowaday.

i only see if it offer a gd deal or not. annual fee, if they charge i cancel. lol.

Frogleg888 SG

Beware of Citi-bank.You are not allowed to delay your bill payment even one day late.A 24% interest can kill us!

Googooboyy SG

It sounds like its the Citi Clear Card, with a credit limit of $500.

Anyway if you're a student, why would u even need the credit limit? Stick to your pocket money and you'll be better off than having the daily temptation of over-spending with the CC in your wallets.

Btw, not just the 24% interest, but a late payment charge of $25 applies too, if I'm not wrong.

There's other similar cards from other banks too, so you can compare ard if anyone's really interested in this.

keeptouch SG

It sounds like its the Citi Clear Card, with a credit limit of $500.

Anyway if you're a student, why would u even need the credit limit? Stick to your pocket money and you'll be better off than having the daily temptation of over-spending with the CC in your wallets.

Btw, not just the 24% interest, but a late payment charge of $25 applies too, if I'm not wrong.

There's other similar cards from other banks too, so you can compare ard if anyone's really interested in this.

I am a working adult but I don't need it too because I am the type that everyday after work than go home and I stay at home during my off days.

I won't use the credit card at all

kcockicht SG

i don't need credit card, use ATM and debit card direct deduct from my bank account can oredi. no need to use future marny. and i am not minister not reach only got 500 dolars in my bank acc. how i do it? i use my brain and wisdom.