Read this cockster blog and
follow some of the cheapo methods of saving money.
http://frugallivingsg.blogspot.sg/
I tried this one and it works - http://frugallivingsg.blogspot.sg/2014/04/really-free-money-from-maybank.html
Some work while some methods
are actually quite smelly. Like purposely going for RT then pass
your IPPT
- http://frugallivingsg.blogspot.sg/2014/04/milk-ns-ippt-for-what-its-worth.html