Hi Ching281,
I am a GE agent, so i know. :p
Your mum has pre-existing condition? I understand your concern
in wanting your mum to get the best coverage and treatment out
there. While i apologised for being brutal and saying this, but i
feel that older people generally don't require better services
since they are falling ill due to age and everything. From my
opinion, private hospital are more for younger - middle aged people
since they still have a long way ahead of them.
If you are paying private plan, you still have the bear the
co-insurance and deductible costs, you are paying $2.2k a year and
yet you still have the pay additional cost when if any event of
hospitalisation, compare to the A plus plan where the rider covers
the co-insurance and deductible. The hospital bills, in the long
run, can really kill you. So getting 100% coverage is better.
You are a fillial son so i know you want the best for your
mother, i think eventually do what you think its best for her. No
one can understand her better then you, or your situation. If your
mum has pre-exisiting conditions, GE are still able to accept it.
Is there any exclusions from the plan now?