Sometimes I think that too.
When by cc bill is small, it get the invoice, when it is large,
no invoice come.
Always kena late payment and interest charge on large bills,
because no see invoice no pay. How many time can ask for
waiver?
Have cancelled POSB Everyday card and OCBC cc because of
that.
Now left UOB and Diners card only.
Want to apply Maybank card because no sub fee.
For me, I always put in credit before the billing cutoff arrive,
because I travel alot, and might not be in town to pay off the
final bills. So usually my cc bills come in small or with
credit.
I only hold a UOB card for my singtel bills, and american
express for the krisflyer miles. Had one more UOB card previously
but cancelled off because I find it hard to manage, and didn't need
it.
