I think childcare & family lifestyle hub business would be
more stable and an necessary business since nowadays busy parents
in Singapore would definitely send their kids to child care centre
and it is not an trend business like bubble tea neither will it be
outdated.
In fact there is an local childcare franchise called Cherie
Hearts Group International where the company invited people to join
them as franchiee or joint venture partner.Basically Cherie Hearts
or any interested franchiee would get finanical and other support
from their partner corporate financing company Ethoz Group
(formerly known as Orix Capital Limited) Link : http://www.ethozgroup.com ,
they work on the model of hire purchase and leasing :
1) Hire Purchase
In general terms, a Hire Purchase agreement can be regarded as a
financing arrangement whose principal purpose is to finance the use
of an equipment for the major part of its useful life. Under a Hire
Purchase agreement, the Hirer chooses the type of equipment, the
supplier, the make, model and any special features required. The
Hirer then negotiates with the supplier the term of warranties,
maintenance arrangements, delivery, installation and , most
importantly, the purchase price of the equipment. Ethoz Group
provides the finance to meet the purchase price,either by way of
direct acquisition from the supplier or via the Hirer, following
delivery by way of a sale and hire-back before use of the
equipment.
2) Leasing
It is the basic concept of leasing that profits are generated
through the use and not ownership of an equipment. An equipment
lease is a non-cancellable contract between a Lessor and a Lessee
for the lease of a specific equipment selected from a manufacturer
or vendor of such equipment by the Lessess. The Lessor retains
ownership of the equipment while the Lessee gets to use the
equipment to generate as much profits as possible, but pay only a
small portion of the profits as lease rentals. Upon the approval of
a lease, Ethoz Group purchases the equipment to the Lessee 's
specification and pays the supplier in full when the equipment has
been delivered to and accepted by the Lessee.
Benefits of Financing :
1) 100% financing - the use of the equipment is obtained without
any capital outlay.
2) Tax Saving - Lease rentals are tax deductible
3) Hedge against inflation - Customer pays installments &
rentals based on today 's equipment price out of tomorrow 's
profits.
4) Conserves Working capital and does not tie up bank credit
lines.
5) Total payback is less than on a revolving line of credit on
the same terms.
6) Flexible programs and financing options. You can design a
program that fits your needs with terms and end of the lease
options.
7) Easy to add-on equipment and upgrade lease. Since technology
is always changing, a lease can help you get the equipment quickly
and keep the cash.It is smart to lease equipment that tends to
depreciate quickly. Leasing protects you from obsolete
equipment.
8) Flexible end-of-term lease options. Return, renew or
purchase.
However to apply for corporate finance company assistance there
are requirements :
A.Basic Requirement
1) Private Limited, Public Listed, Sole-Proprietorship,
Partnerships, Overseas Branch Office registered in Singapore Under
Registry Of Company And Business
2) Representative Office, Non-Profit Organization, Professional
Establishment
3) Office Address and Contact Number (Company Website Address if
any)
B. Documents Required
1) 3 months bank statements - Apply to all types of business
2) Latest Audited Accounts - Apply to all types of business
3) Audited accounts of parent company - Overseas Branch /
Representative Office
4) NRIC and Income Proof - Sole-Proprietor / Partnerships /
Guarantor / Professional (Doctor,Lawyers,Accountant)
5) Company Profile, Product Catalogue, Brochure - If Any
6) Practicing Certificate - Professional Bodies
7) Suppiler Quotation/Sales Order - Apply to all types of
business.
C. Financing Terms
Loan Quantum - Up to 100%
Repayment Term Up to 5 years.
If you want to find more of Cherie Hearts Childcare & Family
Lifestyle Hub Business Franchise methodology, you can visit their
website : http://www.cheriehearts.com.sg
and click under their Franchise section. All thes best
! 
