Buy pure gold and keep it, certainly will make >1.25% FD
p.a.
Start to study the stock market, how to identify good companies,
how to identify companies which can make money for shareholder and
not its management.
Stock market has its up and down cycle (typically 7 years),
Since u r so young, u will experience many these cycles, which can
make money.
Go in during the down cycle, the last bottom is Mar 09, where u
can dump as much cash into the market (depending on yr risk
apetite)
Now is the Up cycle, but no one knows when it peak (meaning sell
every stock you have) and wait for the next down cycle.
Money is made by converting time to cash, and not emotion to
cash. Stay put and keep your ear on the market.
You mean now is a good time to buy gold?