Or be like me... I throw most of my monies into dividend
stocks... sit down collect dividends frequently... Don't need to
bother about the price of the stock as long as you are happy with
the yield... As long as company don't crash, and dividends are
maintained, you are safe.... Very low risk...
Example, I bought into Starhub, SPH, CapitaComm, St Engg
Slightly higher risks might be CitySpring and Mcquarie
International Infrastructure Fund
Then I use a small portion on trading... because prices are too
high now... E.g. I playing with UOB now... If UOB was $8, then it
would be a long term dividend stock...
Most important thing, not only do you have to decide your risk
appetite, you also have to decide on your strategy. My regret was
selling DBS and Ascendas REIT way too early... and too cheaply...
On hindsight, I should have kept them as dividend stocks, and
collecting frequent dividends... These experiences help shaped my
strategies.