i think there are plans where they will grant you a loan if you
sign up with a line with a phone company or courts.
it works like this : you go to the company, tell them how much u
want (got limit one but im not sure how much) and then you go
courts and buy stuff on credit and you give them in return for the
loan. Interest rate is extremely high, 22% to 24% if im not
mistaken. But in my experience, unsecured loans are usually this
high (16% to 24% range).
some of these companies can be found in the advertisements
section of TNP daily. However, whether or not they are legal is a
grey area.
i hate to be the one highlighting this option to you but i just
feel you should know that these options exist.
Alternatively if you have a property under your name you could
apply for an overdraft facility with a bank, interest rate is lower
at about 8% thereabouts. It's like taking a loan and you pledge
your property.
Good luck with finding money.