Veggie Bao, it is an ATM card. Normally used for bills payment
at AXS and SAM.
mlmersrlosers, 1 way to prove the card is cloned is the bank
managed to retain 2 similar cards (mine and the cloned), provided
the fraudster tried to withdraw $$ again after my original card was
retained.
As for CannyOng, I am not sure chances of getting back d $$, but
will try to. :)