nothing to mortage mah, bank needs mortage and alots of paper
works
u go see the beautiful teller, do some paper works and fill up
forms, she ask you to see the supervisor, later you see the slim
aunty supervisor, she will interview you then she will bring you to
see the Assistant Bank Manager who will not approve due to no
mortage to claim, he then ask you to write an appeal form and come
back tomorrow to see the Bank Manager, tomorrow, you came, the
Assistant Mgr ask you to fill up a form of idemnity, put in 2
guarantees names above 21 yo, next he brings you to see the
Manager, Manager interviewed you, then ask you for your
financial statement and your guarantors particulars, he then
as you to bring them the next day. When the next day come, the
Manager bring you and your two guarantors to see the Banker, you
wait for a few hours, then the banker see you and your
guarantor, he then ask your guarantors on their jobs, properties
and many other financial issues, they are then ask to fill up forms
after forms and signatures after signatures like buying house
like this..then they ask you to go back and wait before they
seek approval.
You wait and wait...by the time...game over liao.
For loanshark, you just bring a guarantor, do it on the
spot, get the loan and buzz off
