so Lost is now getting Lost-er....heehee
thank god my landlords didn't ask for reference letters/good
citizen records etc. i had wanted to go to the singapore police to
request for the CNCC but i didn't have time.
does paying my rental/utilities/telephone/cable/internet bills
contribute to building up good credit history in anyway?
i was worried that the overdrawing transactions (with the
penalty charges) might negatively affect our credit score. would
it? in any case, i told the bank AVP to waive the charges and she
did.
actually apart from all these admin headaches...everything else
is great. we've been driving around checking out new places
almost every week. we were in newport RI yesterday and the
place was just so beautiful. and it's the scallop festival in
buzzards bay this weekend...so we are looking forward to some
yummy treats!
If you get evicted for non-payment of rental or you destroyed
the rental property, refused to pay the damages and get sued, these
will be reflected in your credit history.
Overdrawing transactions will reduce your credit rating.
Recently CNN talked about this. Because the economy is not too
great, too many people are trying to float money. So banks are
clamping down on these kind of overdraft with their new "weapon"-
overdraft charges and credit rating hits. Unfortunately, banks
don't differentiate intentional abusers from innocent acts like
yours.
Here's a simple link
on how to increase your credit scores. To find out more, you can do
some research online.