Can you be as thrifty as you were a student

eagle SG

I think I spend the most on food

so far for Apr, I start doing a day to day summary sheet of my expenditure, under 3 categories

Misc $22.50
Food $115.01
Transport $19.49

And my budget originally was
Misc $200 (include supplements)
Food $700
Transport $80

Still need to deduct money for giving mum and paying back CPF education loan (estimate $600 monthly)

remaining then used for savings/investments

Scania N113CRB l0v3r SG

8 dollars a day can survive mi for 2 days

93'guy SG

8 dollars a day can survive mi for 2 days

around there for school days .

weekends is a different story .

X-men SG

When I in sec sch $2 can get a decent meal, now?

AngZangGui SG

I can still get cai png at $2... 1 fish (flour more than fish) and 1 veg. But if I want to eat noodles, hard to find liao... at least need $2.50. Problem is most of them eat finish still not full.

But LL lor, need to save money... faster I save, faster I can go study. I cycle to work so no need spend so much on transport, maybe 1 week twice since I don't cycle when I'm dead tired. Good thing is I no need give parents a portion of my salary and also no loan to pay back since I never use my mother's CPF to pay for poly sch fees... work like no day no night during poly just to pay the sch fees.

But then now spend more and more, sec sch 1 week < $20 still can survive, now 1 week at least need $30.

motoway SG

How much is the interest rate for tertiary education loan?

motoway SG

He own tuition centre or what ah?

So far my place very very small... Max 4 students, so can reach max 90 per hour only because I charge cheap :(

I looking for place to rent, so can reach till like 6 students... and by then charge a bit more...

U more students den charge more the students will zaboh.

Home tuition la deh, never own tuition centre.

xunni SG

When I in sec sch $2 can get a decent meal, now?

now $2 can get a nasi lemark set meal, consist of rice, chicken wing, egg and ikan billis.

Still can eat until full lah

motoway SG

now $2 can get a nasi lemark set meal, consist of rice, chicken wing, egg and ikan billis.

Still can eat until full lah

whey u goldfish ar.

That nasi lemak where will full one.

xunni SG

whey u goldfish ar.

That nasi lemak where will full one.

what goldfish.

You dinosaur ah.

Eat rice, chicken wing and egg and ikan billis still not full ah.

Than go on the streets to catch a dog, kill it and eat it than will confirm full 1 lah

brainerror SG

hmm, i dont depend on my parents though im still 17

brainerror SG

duplicated

Rednano SG

hmm, i dont depend on my parents though im still 17

u r still considered depend on parents... even if u r earning some money as basic upkeep/ allowance.

u r only considered totally not depend on them if u pay ur share of ur home housing loan (to act as if u r renting a room from ur parents), PUB utility bills...etc.

eagle SG

U more students den charge more the students will zaboh.

Home tuition la deh, never own tuition centre.

At my current price, I'm already turning away new students' requests, and requests by some to have one more extra lesson per week ;)

but must note... if either your uncle or me have a major illness such that cannot teach for a month, it's one whole month of tuition income gone, plus extra money to medical bills. :(

brainerror SG

hmm. YES i do pay the house bills too ar.will have alittle difficulties but, family is after all family, they wont treat you like an outsider. and i dont act as if im renting a room.it sounded like im being outcast.

motoway SG

At my current price, I'm already turning away new students' requests, and requests by some to have one more extra lesson per week ;)

but must note... if either your uncle or me have a major illness such that cannot teach for a month, it's one whole month of tuition income gone, plus extra money to medical bills. :(

DIAO. LOL.

Ur 2nd point is lame. It applies to all jobs, whether u sell chicken chop or is some Managing Director also whole month income gone, plus extra money to medical bills. Not just home tuition.

eagle SG

no mah... if just one month... most companies have 30 days medical leave

So still paid ;)

And cannot go for tours easily also... cuz that means no income as well :(

And the company I working in provides group insurance..... so hospital stay can claim insurance from company... If cannot cover finish, balance then cover from own self insurance...

motoway SG

Eh, he teaches only like 3 days a week, the other 4 days are spent family bonding.

So travel is never a problem.

And insurance everybody also have la.

eagle SG

aiyah... one week travel cannot liao :D

motoway SG

Tuition flexible one ma. All in all, I would say his biz plan is well-thought off la.

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