Yes, provided u are buying from AD, if get from PI, then u
better double check
with them again, last year at the Big Boyz Toys, i asked one of the
PI there,
they only minus 15K nia, dunno where there other 2K go to??

That time i checking the price of Suzuki Swift, not taking loan
from them the
price is $45K, if buy it as OPC is $30K.
Reason why i ask price w/o loan is u can use that price to compare
with AD
one, because usually they will quote "very cheap price" to attract
customers,
and that "cheap price" is not that cheap afterall if u do ur
calculation.