personally i think it’s not worth the money, unless you
calculate lah, you really need it then it may be fine to flush out
the money, but for most cases, it’s not worth it. I take cab
everyday one whole month only spend $400, but for car it’ll be $1k
per month plus the fact that you are tied to the commitment, you
will lose your freedom, imagine you very dulan your job but you
cannot quit, coz if not bank will sue you. For me, free and easy is
still the best, good food good drinks, nice shopping trips, and
being driven all around, sure more worth it than just placing all
the money on 1 car.