No retrenchment/pay cut now doesnt mean it wont happen down the
line. We're still in the midst of this gloom period and anything
can happen.
For me, I'm cutting on expenses and saving as much as I can.
Less splurging on expensive items, eating at restaurants less,
buying less clothes.
True. But I am working in the government sector so confirm plus
guarantee plus chop won't get retretch and won't get pay cut