omg sians POSB for those under 21 years also must maintain $500
?
No such thing as under 21 maintain $500. All ages also must
maintain $500 Monthly Average Balance (MAB), else $2 svc
charge.
If your funds are tight, then open a POSB account as their MAB
is $500. If you have more funds, consider a OCBC or a UOB account,
cos their queue at ATMs is always shorter than POSB/DBS ATMs.
U can use a POSB ATM card at a DBS machine, and vice vesa.
U can use a UOB ATM card at OCBC machine, and vice vesa. The
first 2 withdrawals in the monthly is free (If u use a UOB ATM card
on OCBC ATM or vice vesa), subsequently, a svc charge of $0.15 is
applicable per withdrawal.
Every bank will have their fair share of people critising them.
Personally I prefer using OCBC's banking systems.