1) Don't buy things you do not need.
2) Figure out what you need to save for and how much you need to
save. For short-term goals.
3) Set savings goals. Once you determine how much you need to save,
establish a timeframe eg gI want to be able to buy a house two
years from today.h
4jFigure out how much youfll have to save per week, per month, or
per paycheck to attain each of your savings goals.
5jAdd together the installment amounts (monthly, weekly, or per
paycheck) for all your savings goals. Can you afford to save this
total each period?
6jPay yourself first. Savings should be your priority, so donft
just say that youfll save whateverfs left over at the end of the
month. Deposit savings into an account (or your piggybank) as soon
as you get paid.
7jKeep a record of your expenses. Write down everything you spend
your money on for a couple weeks or a month. Be as detailed as
possible, and try not to leave out small purchases.
8jSee where you can trim your expenses.Youfll probably be
surprised when you look back at your record of expenses: $300 on
ice cream, $100 on parking tickets?
9jReassess your savings goals. If therefs absolutely no way you
can fit all your savings goals into your budget, take a look at
what youfre saving for and cut the less important things or adjust
the timeframe.
10jMake a budget. Try to leave a little room for minor unexpected
expenses.
11jOpen an interest-bearing savings account. Itfs a lot easier to
keep track of your savings if you have them separate from your
spending money.
12jDon't use your credit cards. This is one of the most effective
ways to reduce spending.
13jKill your debt. Simply calculating how much you spend each
month on your debts will illustrate that eliminating debt is the
fastest way to free up money. Once the money is freed from debt
payment, it can be easily re-purposed to savings.
info from : http://www.wikihow.com/Save-Money