ok here are some suggestions:
After O lvl:
Go Poly/JC <=== save money
Go Overseas straight away after o lvl and take on a 5 years
degree course <==== if you are rich and got no place to spend ur
money. ( can always donate to me tho * smile*)
After A lvl:
Go Poly if u didnt do well in ur A lvl, Go to Overseas
Univerisity if you cant make it into the local ones or you have
money.
After Poly:
Go to local/overseas university. Exemption of modules are
granted but varies from each degree course/uni. Exemption up to 2
years for overseas and 1 year for local uni.
Alot of ppl choose to go JC as they think its the safer path ,
to be honest , those who are confident in their
capabilities/intelligence , no matter where they go , they still
end up at the top =D