yes, feel is my point of view, it may not apply to
everyone..yes? 
I mean whats the use of using protection when u are so scared of
this and that..the main thing is u want to enjoy yourself fully, so
in order to really enjoy it..is when u are
financially/mentally/emotionally ready

i never say it was wrong. feel this word is like an emotion.
because sometimes you have to do the right thing regardless of your
emotions.