try openin another bank acct without
any card, only with the bank book, maybe without internet bankin if
u wan...
den trnf the money u wana save for dat mth into dat new
acct...
the more u earn, the more u'll spend...
look ard n see ppl with lesser income r spendin hw much they earn n
yet b happy. if u cn limit urself to their income, u cn save more n
spend less yet b happy like them.