Just for comparisons...
If you get a Pte Car that cost you $1950 per month,
and you can get quite a good car for that amount (see below)
While yourelief out your Merc. (or you be relief)
... Compared to your current situation.
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I think the choice is obvious.
Note that the Pte Car will belong to you, say, after 2
years.
whereas you get nothing for the Merc, except to see it in the
Parking Lot.
$1950 x 12 mths = $23,400
$1950 x 24 mths = $46,800
$1950 x 36 mths = $70,200