dun blame yr mental
say u started workin at 25 n retired at 62 n live in a
flat
HDB - $400,000 * 2.5% * 30 years =
$700,000
u need in CPF
=
$150,000
HW expenses $2500 p/m * 37 years = $1,110,000
Total
:
$1,960,000
$1,960,000 / 37 years of slavin = $4,414 p/m
Wah.
Talk about good financial planning.
Or are we thinking too much about life and the pursuit of
happiness? 