I believe in TS, because my bro also like that, but I can't loan
him any money because I know a habit dies hard.
My advice is quite simple... You need to stop gambling, paste
posters or writings on your wall everyday to remind you to stop
gambling!
You will need someone to remind you everyday because based on
your willpower, it seems not strong enough.
Secondly back to the issue of the debts, any way you can repay
slowly? $5k is not a big amount if you work earning $2k per month
you can pay back within 6 months? If you tell me you're owning
loanshark money, then good news, don't pay even a single cent. Call
the police if they haress you. DO NOT PAY THEM, that's the advice
from police.
I can't give you money but I can offer you a job. You can pm me
if u want part time job.