i agreed too....
drive Taxi to save up for full settlement of HDB loan, full cash
to buy a brand new Merc Viano.....
unless got other income source like
me sit until my backside open flower also cannot smell
(don't worries bro jdil, me not going to borrow
$$) 
He picha his own lobang..
almost forgot his fully paid HDB in Bishan...
