Ask what is the annual subscription fee. That is something
you don't like to pay. And annually you will be asking for a
waiver. Until one day, they will respect your wishes. Then you
apply for another one again.
POSB cc first three years free, then $18 per annum, I think, is
cheap.
NTUC-OCBC, free as long as you are a union member and
paying union subscriptions.
Use Credit Cards only as a convenient means of payment in
certain establishments, like swanky restaurants or shops, for
travel or electronics. For ordinary spendings refrain from
using cc, use NETS or cash. Pay your cc bills in full every
month.
Yea, I am quite interested in the Ladies Card from UOB...if
apply now can get a 2 year waiver for annual fee. After that if I
continue with them need to pay 60 yearly...
