u missed out
- cash card expenses (inclusive of those parkings usage)?
- fines !
not to forget, any simple car damage can make a lot of
differences.
Driving a car = possible to meet accident.
Even minor accidents can cause a bomb if u suay suay hit a Merzs or
other expensive cars.
Very minor accident (car scratch, dents, tyre flat, mirror damage,
etc) cost is about a few hundred dollars.
Minor accident like those knock with other cars causing car dents,
repaint rqd, small parts replacement, etc typically cost more than
1K and if u are culprit have to pay for the other party too.
Major accident - a few thousand but usually no choice have to cover
with issurance liao!
Other than the monthly maintenance cost, I would also make sure I
have like 5K in my bank to handle such unexpected cost.
