Hello!
I would need some positive advice for my first car. I am still
observing the market and trying to collect some information as I
will be perhaps buying my first car (second hand) in one or two
years time. Your help is greatly appreciated as I really have
burning questions to ask!
My case is I am currently a student and need a second hand car
for personal and family usage. As I have to attend classes, I am
not sure if getting a OPC car will be sufficient?
1. Is there a big price difference for OPC and normal second
hand car?
I have saved up to about 30k to get a second hand car. Probably
budget will be +- 20k for the second hand car, then 10k for the
transfer, road tax and fuel for the few months etc.
2. What cars do you recommend that is within my budget ? I have
seen cars in sgcarmart such as
a. Kia Picanto (heard that it doesnt have airbag?!)
b. Perodua Kelisa (is Msia cars trustworthy?)
c. Chevrolet Spark
d. Hyundai Getz
but I've heard that Korean cars are not that good, and you can't
trust more with second hand cars, any advice and
recommendations?
3. Can you give me a rough estimated cost for
a. transfer price
b. road tax
c. radio tax
d. monthly parking
e. all other extra costs that are not mentioned.
and yes, insurance! Heard that for first time drivers, insurance
are near 2k/yr for first time drivers...
4. with a 30k on hand, do you advice to pay the full fee for the
car (eg 20k) one off payment? or should i pay by monthy
installment?
a. how much will the interest of the installment be?
b. for the 2k insurance, do I have to pay yearly or monthly?
5. an estimated cost of repainting the car?
I understand that it is difficult and expensive to own a car,
that is why I am trying to do some planning.
If you do have any advice to give first time car buyers, please
do so! Any lobang/companies/dealers to recommend? Cos I hope to
minimize the risk of kena chop and cheated about car
condition!
Your help is greatly appreciated!