First rule: Parents always come first. Without them, we would
never have been born. While we never ask for it, but we had been
given life. It may not had been a good life of wine and roses, but
then there were plenty of good times - schooldays, friends, movies,
music, camaradarie, etc. We were the lucky ones, compared to
the many of our brothers/sisters who didn't had a chance in
our mom's womb.
They would have done a good job, for you had a diploma, and seem
a normal man. They would have sacrificed much to have
brought you up to adulthood. And they would have defended you
with their own lives if you came into harm.
Now it's time to defend and protect them as is our
responsibility. She is already 52, and chances are almost nil for
her to find work. Even cleaner jobs goes to cheap foreign workers.
Give her a break.
The practicality lies in finances. I do believe that as a young
man, there are many things you would want to own and
experience - pubs, girls, cars, travels, etc. And such experiences
would cost, even more than your monthly salary can afford.
Worse is if your peers and friends are doing that and seem to
have deep pockets, and you would feel inferior. BUT, don't be,
because this is Singapore with majority middle
classed and not many could afford such lifestyle without going
bankrupt behind the scenes.
You too can have that lifestyle for you are still young. You
only need to work hard and smart, look for a job that matches your
educational level, take up additional courses to keep relevant and
in time, with experience, you will be able to move up. Singapore is
a society based on merit.
Your current savings and expenditure:-
---------------------------------------------
basic pay = $2000
balance less cpf = $1600
Necessary self expenses:-
--------------------------------
Transport = $200/mth
Food (breakfast and lunch) = $300
Clothing = $150
Balance = $950
You would still have $950 for savings. With these sum, you could
split a portion of it to your mom, she's already 52 and would not
have much wants or need abalone/sharkfin dinners, a portion for
your rest and recreation, and last portion as savings for
future.
Do remember, your current salary is only at entry level. In
time, with experience, it will rise accordingly and would have
sufficient for more activities. Just don't give up doing the right
thing. These are hard times, but if our previous generations could
survive, so shall we all if we are realistic and have our feet on
the ground. Good luck.
excuse me. Please go and read carefully what I have written in my
1st post. I write that my salary is less than 2k a month and that
is before deducting cpf. I did not say that my salary is 2k.
Do remember that there are other expenses which you have not
written. Electricity bills, telephone bills, insurance etc.and I
have a grandmother also who is still alive and none of her children
that is my uncles and aunties are supporting her except for my
mother. The worst thing is that my grandmother is very money
minded. When my mother is still working, she give my grandmother
$500 a month and yet my grandmother is not satasified despite her
$500 does not need to pay for the house expenses and it is more
than enough to support herself.So you can imagine what is going to
happen when my mother become jobless and stop giving her money.
Balance=$950. work hard and smart, look for a job that matches
your educational level, take up additional courses to keep relevant
and in time, with experience, you will be able to move up.
Singapore is a society based on merit.
If only life is as simple as what you have calculated..
