ya loh, is the DBS bank call me whether want to apply the DBS
live fresh, they say 2 years wavier free, so I take that.
But I never apply for the Black Card, dunno why they also give
me this card....I also dunno is it wavier free or not...
i earn slightly less than 3k monthly.....also doesnt reach
48K pa
buddled promotion. Black card is under AMEX system.
now 30k annual income can get any card liao, especially these
promotion.