with your pay, should not get a car.
Ya, this days, zero down payment, 10 years loan, so if you buy a
S$50000 car, monthly installment comes to about S$700-900 a
month.
Patrol, parking, maintenance, and other accessories, parking fine
or traffic summon, you just imagine. Almost half of your pay will
be gone. When time for road tax and insurance...worse....
Think carefully.....
